Car Accident FAQ

Few events can be more traumatizing and cause more confusion than a car crash. You’ve probably been injured, you’re dealing with medical bills, you might not be able to work, you’re in pain, and it seems like the insurance company isn’t really interested in helping you.

If this is your situation, it probably feels like you have a million questions and no one to turn to for answers. With that in mind, we’ve addressed a few common concerns victims of auto wrecks face in the section below:

What do I do after a car accident?

Right after a wreck, you may be running on adrenaline and not thinking clearly. However, it is important to remain as calm as possible. Take pictures of the scene, call the police so they can make a report, and gather eyewitness contact information.

Also make certain that you exchange insurance information, phone numbers, license plate numbers, and vehicle make and model information with the other driver. Avoid making statements that admit fault.

What if the other driver is uninsured?

After you’ve exhausted your own no-fault benefits, it’s important to check your policy to see if you have uninsured or underinsured motorist insurance. This protects you in the event of an uninsured driver causing an accident or the negligent driver’s insurance not being sufficient to cover your needs.

What if I don’t have uninsured or underinsured motorist insurance?

It might still be possible to collect compensation. If the other driver has adequate assets, you might be able to recover compensation by filing a personal injury claim directly against him or her. It’s also possible that an external third party, such as a parts manufacturer or government entity, was to blame.

Who determines if my car is totaled?

The insurance company will assess the market value of your vehicle and determine if it is worthwhile to make repairs on the vehicle or if the car is “totaled.” This means that the cost to repair your vehicle would be more expensive than its actual value. If your car is totaled, you will be eligible to receive the cost of a replacement in your compensation.

How do I prove fault for a car crash?

Proving fault after a car accident can be a complicated endeavor. Various pieces of evidence may be examined, including traffic videos, eyewitness accounts, photographs, police reports, cell phone records, and more. A car accident lawyer can greatly simplify this process and handle the investigation on your behalf.

Contact a Car Crash Attorney

The Law Offices of Casey D. Shomo can help you make sense of everything that follows a car accident. If you didn’t see your question answered above, or if you would like specific information as it applies to your case, schedule a free consultation by completing the form on this page or by calling us directly at 561-659-6366.