Does Health Insurance Cover Car Accident Injuries?
When you’re hurt in a West Palm Beach car accident, you may be concerned already about the costs. The hospital likely won’t wait long to send you the bill, which may cost you thousands on top of the car repair bills.
Because of this, you need to know as soon as possible whether health insurance covers car accident injuries. Unfortunately, you may be unsure whether to work with your car insurance company, your health insurer, or whether either of them will give you the coverage you need.
If you’re struggling to find answers, you may need legal guidance for your claim. Your car accident lawyer can help you determine whether your insurance will cover your injuries, and whether it will offer the full compensation you’re due.
Which Insurance Company Pays?
When you’re injured in a West Palm Beach car accident, you’re likely worried about the hefty bill you just received for your injuries. Medical bills, ambulance costs, and rehabilitation could all be a part of your car accident expenses. The problem is, you may not be sure who’s responsible for paying those losses.
Following your accident, your medical bills may be handled by your health insurance policy, just as any other injury or illness. But that doesn’t mean they’ll waive the attached expenses, such as deductibles and copays.
In some cases, your auto insurance policy can cover some of your losses as well. Typically, if your insurers agree to pay for your losses, you may receive the full compensation you need for your injuries. Your car accident attorney can help you determine the costs of your losses and make sure the insurance companies are covering your losses.
Recovering Costs in Court
Getting a settlement offer following your car accident isn’t always easy, though. Your insurance company may have already refused you, and they may have even done so unfairly. Insurance companies are supposed to help you, but they’re also for-profit businesses. Those with severe losses may have already been denied, unfortunately.
That doesn’t mean you’re out of options, though. You and your accident lawyer can take your claim to court to seek out the compensation you’re due. You may be eligible for damages including medical bills, property damage, pain and suffering, and other costs following a car accident.
For example, your insurance company may be acting in bad faith by denying you coverage it promised. In these cases, you may be eligible to sue the insurance company for your compensation.
Get Help Recovering Financially from a Car Accident
When you’re hurt in a car accident, you need to know you’re covered for your losses. You didn’t cause the accident, and you shouldn’t have to pay for it, right? Luckily, your lawyer from The Law Offices of Casey D. Shomo can help you there. If you’re struggling to get answers from your Florida insurance company, you can get started with a free consultation with our firm.
Ready to file your car accident claim? Get help by calling 561-659-6366 or by filling out the online contact form below.
