Water Damage Attorneys

When it comes to finding the perfect attorney to take on a lawsuit based on water damage, it’s important to understand what’s going to be up ahead during the civil suit. There are several different situations where a civil court trial might be necessary to make sure you get the compensation you deserve due to water damage. Whether it’s fighting over the interpretation of an insurance policy, gross negligence by a company, or even issues with water damage due to a neighbor’s lack of precautions and care, you need to be able to find an attorney who knows how to try your case.

Why Insurance Companies Deny Many Water Claims

Water damage is a tricky subject, especially since there’s more than one type of policy that can cover it, but no insurance policy that guarantees full coverage all the time. In other words, this is where a policy by policy comparison makes a huge difference in figuring out what is covered. Most homeowner’s insurance policies, for example, do not have coverage for flooding or most water damage. Sometimes a special addendum can be added to coverage, or sometimes, unfortunately, there just isn’t a clear definition of what damage is covered.

This is where many disagreements end up becoming court cases.

Can a Water Company Be Held Liable?

If the actions of a water company lead to water damage, there are some instances where that company can be held legally liable for that damage. According to Legal Match, public utilities like water companies are liable for damages when they fail to take the necessary steps to make sure any work they do with installation, repair, or replacement of water lines results in damage to a private property. The release of water from a dam into a community or any public decision made that directly results in property damage opens up the public utility for being sued in civil court.

Water Damage from Neighbors

Sometimes neighbors can be responsible legally for the damage that occurs on your property. These laws can be tough to navigate since cases can vary widely on a case by case basis, especially since laws on this issue use a lot of open to interpretation language, such as “reasonable use,” “foreseeable damage,” or “carelessness.” The determination of what is reasonable, what damage could be foreseen, or what is careless versus bad luck all makes a huge difference.

You may also run against “common enemy” rules, meaning even if a neighbor’s changing of their landscape or property results in water run-off causing damage to your land they are not responsible if it’s judged that it would have been unreasonable to predict damage from those changes. If the damage is from rainwater getting funneled to your property or rolling down a hill, there might not be anything that can be done. The court’s ruling on these issues will make all the difference.

In Conclusion

Water damage has many different causes and the situations call for legal help to make sure you can protect yourself by getting compensation for any damage that occurs to your home. There are many different situations revolving around water damage law and you want attorneys who can defend your rights and help guide you through any civil cases.

Sources:

http://www.Investopedia.com/Terms/W/Water-Damage-Legal-Liability-Insurance.asp