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How Do Rideshare Lawsuits Work in Florida?

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If you get off the plane at Palm Beach International and call an Uber or Lyft to drive you home, you likely won’t expect that your driver will get into an accident along the way. However, rideshare drivers are the same as any other driver on the road and they have the same likelihood of getting into accidents. In the West Palm Beach area where roads are congested, the risk for collision is high.

If you get injured in a rideshare accident as a passenger, you’re likely wondering how to claim compensation for your injuries. At The Law Offices of Casey D. Shomo, we’ve gained a thorough understanding of the rideshare system in order to help you with your case. A West Palm Beach car accident lawyer from our team can assess your situation and help hold the liable parties accountable.

Uber and Lyft Liability Coverage

Both Uber and Lyft have extensive liability coverage that applies to drivers and passengers using the apps. Although drivers must use their personal insurance policies when the app is off, the rideshare policy goes into effect as soon as the app is turned on. 

Both rideshare companies provide $50,000 of bodily injury coverage per person injured in an accident, $100,000 total of bodily injury coverage, and $25,000 of property damage coverage when the app is turned on and the driver is waiting to accept a ride or waiting to pick up a passenger. When a driver has a passenger in the car, both companies provide $1 million in total liability coverage. 

Florida’s No-Fault Insurance Law Still Applies for Rideshare

It’s important to note that Florida’s no-fault insurance law still applies to all rideshare accidents. Regardless of who’s at fault for an accident, both drivers will need to pay for their own injuries and damages unless the damages exceed their insurance policy’s limits. If damages exceed the limits of the insurance policy, then an injury lawsuit can be filed.

Rideshare drivers will be covered by Uber or Lyft for all accidents that happen when using the app, but they’re still required to have personal injury protection (PIP) insurance just as other drivers in the state. PIP insurance will protect rideshare drivers in the event that they get into an accident when the app is off.

How to Recover Damages When You’re an Injured Passenger

If you’re a passenger in an Uber or Lyft, you’ll be protected under the rideshare liability coverage. Thankfully, when you’re riding in an Uber or Lyft, the insurance coverage is $1 million. Because Florida is a no-fault state, you likely won’t need to determine negligence. In the event that you suffer catastrophic injuries, however, you may need to sue the at-fault driver for compensation.

The at-fault driver can be the rideshare driver or the colliding driver in the accident. Hiring a car accident lawyer in West Palm Beach to investigate your case will be helpful in determining who’s at fault and obtaining the money you deserve. 

Contact a West Palm Beach Car Accident Attorney

Rideshare lawsuits can seem complex, but as a passenger, negligence shouldn’t fall on you. You have a right to obtain full compensation for any damages you’ve suffered, and at The Law Offices of Casey D. Shomo, we’re here to fight on your behalf. If you want to discuss your case with a West Palm Beach car accident lawyer, fill out the contact form below or call 561-659-6366 to schedule a free consultation.