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Can I Sue Uber or Lyft for an Auto Accident?

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Ridesharing has become extremely popular and opened up more transportation options for everyone. Not everyone has a car or can afford a taxi, plus ridesharing can be much faster and more convenient than traditional taxi services. As long as you have the rideshare app on your phone, you can call for a ride with a few taps of your finger.

As great as ridesharing is, there have been a few drawbacks. The most important one is that rideshare drivers aren’t traditional employees of a company; they are contract workers. That means that the laws concerning liability are a little different if you’re injured while riding in an Uber or Lyft.

For instance, if you are hurt while riding in a traditional taxi cab, the driver and the taxi company would be liable for your injuries, assuming the taxi driver caused the accident and not some other factor. This is not the case when using a rideshare driver, unless your injuries are especially serious.

Understanding How Insurance Works with Rideshare Companies

As Florida law stands now, Uber and Lyft drivers are required to carry their own insurance policies. When you’ve been hurt in a serious accident involving a rideshare driver, you will file your claim against the at-fault driver.

If your injuries were minor, you would still be required to use your own no-fault insurance policy and personal injury protection (PIP) benefits.

Let’s assume your injuries are serious, in which case, the at-fault rideshare driver’s insurance should cover your injuries and losses, up to the limits of that driver’s policy. If your injuries are very serious and your damages exceed the at-fault driver’s policy limits, you could then file your case against the rideshare company.

Both Uber and Lyft carry insurance policies that will cover you up to $1 million. Their insurance policies can be considered secondary insurance, with the Uber or Lyft driver’s as primary.

Damages You Can Be Compensated For

The reason you would be filing a claim against Uber or Lyft is likely because your injuries are severe. If that’s the case, you can sue them and expect payment for your losses. You could be looking at lost income, medical expenses, disability, permanent injury, mental anguish, and more.

Why Should You Partner with a Lawyer?

Laws relating to rideshare liability are constantly changing, so it’s important to hire a lawyer if you’re considering suing your rideshare driver. You might be entitled to damages from the rideshare company, or there could be another involved party responsible for some of your losses.

Don’t cheat yourself out of compensation you’re entitled to by trying to figure this all out on your own. Work with a personal injury lawyer who will know what types of damages you’re entitled to and will go after everyone that holds some responsibility.

Get in Touch with a Rideshare Accident Lawyer

Call The Law Offices of Casey D. Shomo at 561-659-6366 or fill out the form below to reach our office and claim your free case review.